Are YOU the kind of Carpet Cleaning Business Owner who only ever has a modest amount of carpet cleaning money? Or when you get some carpet cleaning money, you owe it all out? Or do you always spend it on something essential quite quickly? My heart goes out to you. But better than that, here’s an idea for you to start building up your wealth — rather than you sinking down your carpet cleaning money into the pits.
You work hard in your business, I’m sure. I know I did in mine. Carpet cleaning is hard work.
But what if I was to tell you a way to start building some wealth into your business and personal life, regardless of what you earn. This is not something I haven’t done myself. So, therefore as I write, I am only transcribing how I went from a negative bank balance to cash rich in a fairly short space of time.
If I can save ‘lots of carpet cleaning money’ then you most certainly can too.
Here’s how it works.
First, you MUST clear your debts. You simply won’t be able to save much money if you have debt. So step number one, and this is the biggest hurdle you’ll have to climb. CLEAR YOUR DEBTS.
Step two.
I’ve been doing this second step now for a good number of years, it’s very easy. What you want to do is, open an ISA account and get your banking procedures online. You’ll want ‘online banking’ for this to work.
Let’s say you made a modest £50 carpet cleaning money.
All your banking is now done online. Now you can switch money from one account to any other account very simply and easily. So, if you make £50, then take 10% which is £5 and put that carpet cleaning money into your ISA.
Next job you make £120, take £12 and put that money into your ISA. Do this with EVERY SINGLE PENNY that comes to you. Whether that be carpet cleaning money or your private life, it don’t matter. ISA accounts are completely flexible, you can pay in and draw out at anytime, as and when you want.
Saving 10% is virtually nothing, I’m sure you’d agree.
Your unlikely to miss 10% at all. Given a few months or maybe a couple of years, you will have started to build a nice nest egg of savings. What you do with all that money is entirely your choice. If you continue to save 10%, you’ll accumulate more and more wealth and then one day, when your savings have exceeded what you wanted for that ‘something special’, you can spend a portion of your saved money on that special something.
However, that doesn’t mean you stop saving – no, keep it going always. Keep saving and your finances will stay in the positive. Have a nice holiday or buy that cool van you seen. Or you may decide to just keep on saving. Here’s a few ways to help you save money.
I remember how utterly despairing my money situation was well over 2 decades ago.
At the time I was living solely on my overdraft. The bank kept whacking me with charges every time I failed to make a payment. I was working every-hour-God-sent and I could not manage my money situation.
Desperately, I needed to move away from the situation I was in. I had lived in the same flat for 12 years and I really wanted to move away and make a fresh start. But that wasn’t possible, I could not move away because I had no money. That meant I was stuck in the whole and I could not get out.
Right here in this very desperate situation, I learned about saving money and clearing off my debts. It all made a lot of sense to me. It was really do or die at the time. So, I earnestly followed the saving suggestions and as hard as it was, I made several whole hearted attempts at paying off my debts. I had a brand new mind set prevailing while I was doing this — because now, I knew that paying off my debts was the first step to saving and accumulating wealth.
I am glad and relieved to affirm now that saving 10% of my carpet cleaning money and other income — my solitary efforts have paid off.
Within 6 months, I had moved out of my flat and I had found a brand new way of life. That wasn’t the end of my financial difficulties though. Because when I moved away from my old place, I left all my carpet cleaning contacts and customers behind. That’s just how desperate I was to get out of there. I upped and left and moved 300 miles away. The first chance I got, I went!
I was still broke at the time, however, I did have this knowledge about how to save and how to get out of debt. I always made some very whole hearted attempt at keeping my overdraft paid up. That way, when the bank took out payments for things, my overdraft covered the payments like a buffer and straight away, as soon as I got money, I paid my overdraft up.
It was very hard indeed at the time. I was hardly making any money. But the savings idea stayed with me. As sure as night follows day, I did start to make some money. I worked and I tried for such a long time and my efforts paid off eventually. I found myself venturing into over drive with the 10% savings idea. Since then there really hasn’t been too much looking back.
Saving my carpet cleaning money really and truly worked and it-is ultra simple.
Remember, YOU are in control, no-one else is! So why not give this savings idea a bash — starting tomorrow! You’ll find as time goes on, you’ll have money for all the nice things you really want. Whereas, doing it the old way — just treading water all the time – servicing your lifestyle with your carpet cleaning money — you probably never will see anything substantial for your working efforts. The only sure fire way to win is to save. That’s exactly what I did! I saved ££££.
Here’s a post which will increase your carpet cleaning work income.
Written by Shane Daley.